Learning that a loved one died in a tragic automobile crash is a life-changing experience. There are a lot of things that you have to think about when this happens. One of these is how you will cover the final expenses for the person.
While many people have life insurance policies, this isn’t always the case. Even if there is a policy available, the cost of the funeral will impact what the family has left for living expenses while they try to learn to live without their loved one.
The cost of a funeral is much higher than most people realize
Many things can impact the cost of a funeral. The average funeral price is $7,000 to $9,000, but some can go considerably higher. People who are emotional from the loss of their loved one might be unable to think clearly about their decisions. Some may not realize that they have the right to price shop. One way to save money on a funeral is cremation, particularly if embalming isn’t required. Routine embalming isn’t required, but it might be necessary if the time between the death and the cremation is lengthy.
For burials, the cost of the casket, the burial plot, the transportation fee, and any services provided by the funeral home will increase the price. Some of these might be able to be controlled. For example, funeral homes aren’t allowed to require a casket to be purchased through them, so shopping for it might help keep the costs down.
A wrongful death lawsuit can help those left behind to recover the financial damages they’re dealing with because of the traumatic death of their loved one. New Mexico has time limits for making claims against a negligent party for wrongful death, so be sure to get this going quickly.